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Special Affordable Housing Opportunities
Through the Inclusionary Housing Program, the City, in collaboration with private and non-profit developers, occasionally markets affordable opportunities for ownership of units in Somerville for income-eligible households.  The special affordable housing opportunities are typically made available to first-time homebuyers only. Follow the link above to learn more about these affordable housing opportunities.

Closing Cost/Down Payment Assistance Programs
The Housing Division and Somerville Affordable Housing Trust Fund offer three programs to assist first-time homebuyers purchasing a home in Somerville.  Each program is different and has unique requirements and benefits.  Preference for all programs will be given to current Somerville residents. Follow the link above for more information.

First Time Homebuyers Education
Learn about the entire home-buying process, including how to deal with credit issues, working with a real estate agent, and applying for a mortgage. Click on the links below to more about First Time Homebuyers workshop schedules for the following organizations.